Bizum Payment Terms

Last updated: 23 May 2025

The Bizum Service (“Bizum”) is an instant payment mobile app in Spain. Your acceptance and use of Bizum via the Stripe Payments Services is subject to these Payment Method Terms, which supplement the Stripe Services Agreement with respect to your acceptance and use of Bizum:

  • You acknowledge that Bizum is made available to you by Stripe through Open Bank S.A., a subsidiary of Banco Santander, S.A. (“Openbank”), a Spanish credit institution registered under number 0073 in the official register of the Bank of Spain and with CIF A28021079
  • You may use the Bizum brands solely for the purpose of displaying your use of the payment method on your website. Any marketing or promotional related activities beyond this must adhere to guidelines outlined here 
  • In order to use Bizum, you may be required to open a current account with Openbank. This Openbank current account is not provided by Stripe and Stripe does not own or control the account, nor does Stripe accept any liability for any losses you may suffer as a result of or in connection with the opening of a current account with Openbank 
  • Your Openbank current account is not intended for use other than as required by Bizum for the processing of Bizum transactions. There may be legal, tax and/or accounting consequences if you use this account. Before using this payment method we recommend that you obtain independent advice on the use of your Openbank current account 
  • You acknowledge that your use of Bizum may be subject to further terms and conditions as agreed between you and Openbank